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- Name the guardian you trust to raise your children
- Set up a trust so their inheritance is managed wisely - not handed to an 18-year-old in a lump sum
- Protect your surviving spouse from financial uncertainty
- Your family could end up fighting over everything
- Decide who gets what - your family, a charity, a cause you believe in
- Appoint an executor you trust, instead of leaving it to the court
- Make sure your business interests are handles correctly
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Family & Finance - 3 minute read
Trusted by South African families
"I kept saying I would get to it. Then one morning, everything changed - and I hadn't."
Picture a Sunday afternoon in Johannesburg. Braai smoke curling over the garden. The kids are running barefoot across the lawn - the little one in a Springboks jersey, declaring, at the top of his lungs, that he's going to play for the Boks one day.
You watch him, and your heart fills with something you can't quite name. Pride, maybe. Hope. Love so fierce it aches.
And then the thought creeps in - the one we all push away as quickly as it arrives:
What would happen to him if something happened to me?
Who would decide where he lives? Who would manage his inheritance until he's old enough? Who would make sure he gets to school, gets to practice, gets to grow up with the values you've spent every day trying to instil?
If you don't have a Will - and most South Africans don't - the honest answer is: not you.
<15%
actually have a valid Will when they die
Master of the High Court. 2022
66%
of South Africans have no Will at all
2025 National Wills Survey
98%
want to leave a legacy - but only 34% have a Will
2025 National Wills Survey
We are a nation of people who love deeply and plan poorly. Not because we don't care - but because we're busy, because it feels morbid, because we tell ourselves we don't own enough to matter, or that we'll get to it next month.
Next month rarely comes.
"Without a Will, a court - not you - decides who raises your children. The law doesn't know your family. It doesn't know your wishes. It works from a standard formula."
Here's what actually happens when you die without a Will in South Africa
Most people assume the law will sort it out fairly. And it will - just not the way you'd want it to.
If you have minor children and no surviving spouse, the court appoints a guardian for them - it may not be the person you would have chosen.
Your estate is distributed according to the Intestate Succession Act - a rigid, one-size-fits-all formula. Your wishes don't count. Your context doesn't count.
Your children's inheritance goes into the Guardian's Fund, controlled by the state, until they turn 18 - with no ability to use it for school fees, medical emergencies, or anything in between without lengthy court applications.
Your estate can take years to wind up - leaving your family in financial limbo while legal processes grind slowly forward.
This isn't a worst-case scenario. This is what happens every day to South African families who didn't get around to it in time.
You don't need to be wealthy to need a Will
The number one reason South Africans give for not having a Will? "I don't own enough."
Let's be honest about what you actually own: a car. A savings account. Maybe a house, or a share of one. An RA or pension. Life insurance. And most importantly - children, a partner, a sibling, someone who depends on you.
You don't need a mansion in Constantia to need a Will. You need a Will the moment you have anyone who would be affected by your death. And if you're reading this, you do.
A Will isn't a document about dying. It's the most powerful act of love you can perform while you're still alive.
It's not just for parents
If you're between 35 and 60, there's a good chance your financial life is more complex than you realise. A bond. Joint assets. Business interests. Blended family arrangements. An elderly parent who depends on you. Money owed to you.
Without a Will, every one of these becomes a legal puzzle your grieving family has to solve - under emotional pressure, often at great expense, and usually without the context only you could have provided.
Why South Africans keep putting it off - and why that's about to change
The 2025 National Wills Survey Wills Survey found that the most powerful motivators for getting a Will are deeply personal - witnessing a family member's estate fall apart (41%), having a child (38%), or losing someone close without a Will in place (31%).
In other words: most South Africans wait until they've already seen the consequences. They wait until the damage is done to someone else's family.
Don't be that family. Be the person who sorted it before they needed to.
The same survey found that the biggest enablers are simple ones: free or low-cost services (58%), step-by-step guidance (49%), and trusted advice (46%). Which is exactly what's on offer - right now, right here.
We'll draft your Will - Completely FREE!
Protect the people you love most in 30 seconds.
That little rugby star in your garden is counting on you - even if he doesn't know it yet.
The best time to get your Will was years ago. The second best time is right now.